A family of four was rear-ended in Niles by a semi-truck. An ambulance took all members of the family and the semi-truck driver to a local hospital for treatment of their injuries.
The insurance company offered a very low settlement offer. Two of the passengers in the car that was rear-ended were minors who had no significant injuries and did not go for a follow-up treatment. This is significant because, according to Illinois law, when minor children are involved in an accident, the statute of limitations is tolled.
We argued that medical complications could arise as a result of the accident as the children grow up and become adults. We outlined how it was not in the best interest of the insurance company to pay the minimum and wait to see if anything develops as the children age. We were also able to obtain a statement from an expert saying that, in this particular case, such follow-up treatment might be required.
The insurance company offered the maximum limits per accident of $100,000.