DOES MY AUTO INSURANCE COVER ACCIDENTS WHEN I AM ON MY BIKE IN CHICAGO?

Generally, the question depends on the type of coverages you have in your auto policy and the insurance company that issued your policy.  If you hit and injure a pedestrian while riding your bike you would not be covered for any claim against you by that pedestrian.  However, and more importantly, if you are struck and injured while riding your bike some insurance companies can specifically excluded coverage for this type of accident claim... READ MORE

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